BANK FINANCING FOR CHURCHES

Flexible Financing for Your Church's Audio, Video & Lighting Systems.

Through our partnership with Hampton Ridge Financial, your church can finance audio, video, and lighting equipment with affordable monthly payments — fast approval, no prepayment penalty, and programs for every type of ministry.

BANK FINANCING FOR CHURCHES

Flexible Financing for Your Church's Audio, Video & Lighting Systems.

Through our partnership with Hampton Ridge Financial, your church can finance audio, video, and lighting equipment with affordable monthly payments, fast approval, no prepayment penalty, and programs for every type of ministry.

OUR PARTNERSHIP

Why We Partner with Hampton Ridge Financial

Hampton Ridge Financial specializes in equipment financing for churches and ministries across all 50 U.S. states. We partnered with them because they understand how churches operate — and they offer programs for every type of ministry, from new churches to large, established congregations. When your church is ready to upgrade its audio, video, or lighting system, Hampton Ridge makes it affordable.

WHAT CAN BE FINANCED

Finance Your Audio, Video & Lighting System.

Bank financing through Hampton Ridge is available for audio, video, and lighting installations. This is separate from our In-House Financing program, which is exclusive to LED Wall installations.

Audio Systems

Speakers, consoles, microphones, monitors & infrastructure

Video & Livestream

Cameras, switchers, streaming software & confidence monitors

Lighting Systems

Stage lighting, DMX control, house lighting & rigging

FINANCING PROGRAMS

A Program for Every Ministry.

Hampton Ridge offers 4 financing programs designed for different types of churches — regardless of size, age, or credit history.

STANDARD

Standard Program

For most churches with average to excellent credit.

  • ✓ Ministry in operation 2+ years
  • ✓ Personal guarantor required (FICO 600+)
  • ✓ Terms: 12 to 60 months
  • ✓ Minimum purchase: $1,000
PREMIER

Premier Church Program

For large, established churches. No personal guarantor required.

  • ✓ Ministry in operation 15+ years
  • ✓ 500+ contributing members
  • ✓ No personal guarantor required
  • ✓ Strong cash flow required
START UP

Start Up Program

For new churches — 0 to 2 years in operation.

  • ✓ Ministry 0–2 years in operation
  • ✓ Personal guarantor required (FICO 600+)
  • ✓ Purchase range: $1,000 – $25,000+
SECOND CHANCE

Second Chance Program

For churches with challenged credit or prior bankruptcy.

  • ✓ FICO 550+ required
  • ✓ No currently past-due accounts
  • ✓ Purchase range: $1,000 – $25,000+
HOW IT WORKS

Four Steps to Get Your System Financed.

01

Apply Online

Complete a one-page application through Hampton Ridge Financial. Fast and straightforward.

02

Get Approved

Hampton Ridge reviews your application and presents the financing option that best fits your budget.

03

Sign & Confirm

Sign the final paperwork. SOH receives the order and coordinates your installation.

04

System Installed

Your equipment is delivered and installed. First monthly payment begins the following month.

KEY BENEFITS

What Makes This Program Work for Churches.

Fast Approval

Applications can be approved in as little as 1 business day.

Terms up to 60 Months

Spread your payments over up to 60 months to protect your church's cash flow.

No Prepayment Penalty

Pay off your balance early at any time — no fees or penalties.

All Denominations Welcome

Hampton Ridge works with churches of every denomination, size, and background.

Low Upfront Costs

Typically only 2 payments required upfront — much less than a traditional bank loan.

Dedicated Support

Hampton Ridge team available Mon–Fri, 8am–5pm CST. Phone: 866.815.4448

Ready to Finance Your Church’s Audio, Video & Lighting System?

Click below to apply through Hampton Ridge Financial. The application takes just a few minutes and approval can come within 1 business day.